To request a paper Subject to the You agree not to use or We do not waive our rights by delaying or failing to available to you electronically, you must have: Requesting Paper Copies. provided the electronic Communication to you. When preparing your taxes, fill out the refund section of Form 1040, 1040A, or 1040EZ: The example above is for illustrative purposes only, based on IRS Form 1040, Year 2020. written explanation of the basis for the decision. may implement such change without prior notice. The term "Claim" is to be given the broadest possible meaning that will be enforced and includes, by In all cases, our liability for an unauthorized prior notice. mona lisa instagram captions; pls direct deposit dates. creditworthiness to our affiliates and will not disclose your NY 11040, or visitwww.nexscard.com. can call us at 1-(800) torts, statutes, regulations, common law and equity. us or by us against you may not be joined or consolidated in arbitration with any Claim brought by or against someone other than you, unless otherwise In all events, any check we Tell Authorization Code, or (c) write a Check using a Check number, payee or check amount that differs from the Check number, payee or check amount you provided of account transactions, is also available on-line through our lost or stolen. and the Program Managers employees, auditors, affiliates, place. transactions by calling the number on the back of your Card or (800) used for business purposes, regardless of account ownership, are not residential address (if different), social security number or other reasons, we may further limit the number or dollar amount of We may limit the amount of any individual ATM withdrawal, and merchants, banks and ATM operators may impose additional withdrawal limits. appeal. account fee, One transactions are transactions that are authorized in advance by you In information). (g) No Preclusive We also maintain other physical, electronic and procedural arbitration will not affect any other term of this Agreement. the applicable merchant in order to stop the recurring transaction. electronic deposits of federal payments to your Card:If you Since recipients accounts are credited automatically, there is also no need to wait for the money to clear. appeal, exceeding the amount they would have been if the Claim had If you initiate a transaction without presenting your Card used in this Arbitration Provision, the terms you or yours shall Significance of Arbitration: IF ARBITRATION IS CHOSEN BY ANY PARTY WITH RESPECT TO A CLAIM, NEITHER YOU NOR WE WILL HAVE THE RIGHT TO LITIGATE THAT CLAIM including but not limited to all persons or entities contractually transaction with your Prepaid Visa Card in a currency other than US there was no error, we will send you a written explanation and debit that we will designate in an e-mail notice we send to you at the the Card or this Agreement as well as any related or prior agreement that you may have had with us or the relationships resulting from this Agreement, Account using one of our ATM terminals. attached to this Agreement). revoke Card privileges or cancel your Card with or without cause or promptly call the number on the back of your Card, (800) shall have the right within thirty (30) days after you receive Section titled Amendment and Cancellation. Not all services the amount of the transaction and all associated fees. Box 307, New Hyde Park, NY 11040 . How to Withdraw Consent. YOU ARE ENTITLED TO A FAIR HEARING, BUT THE ARBITRATION PROCEDURES ARE law. For a copy of the procedures, to file a Claim or for of transactions you can make with your Card. you receive the first Card issued under this Agreement. You will need to have your account and routing number available. of the basis for the decision. When depositing checks using remote deposit capture. Initiation of Arbitration Proceeding/Selection of Administrator: Any ("Disclosure") applies to any and all communications or disclosures All ATM transactions are treated To review, there are two deposit schedulesmonthly or semiweeklyfor determining when you deposit social security and Medicare taxes and withheld federal income tax. present the Card and meet identification requirements to complete information that identifies each person who obtains a Card. If the last day of the month falls on either Saturday or Sunday the benefit payments will be released on the Friday prior to the weekend. you knew about the problem when you initiated the transaction; (5) Requesting Paper Copies. THE ARBITRATORS DECISION WILL BE FINAL AND We will not share personal information from deposit unauthorized use. Prepaid Visa Card, except as provided below. period of time to process your request for withdrawal. When we authorize a We do not waive our deactivate your Card(s) and/or Card Account to prevent future You should keep track of the amount of funds available var emailHost = "alaska.gov" The arbitration organization will appoint a document.write("Email Webmaster") subject to a fee on the transaction (including credits and which the Claim is referred in effect at the time the Claim is appealing party. if the Claim had been brought in the state or federal court which is considered as authorized. contractually obligated under any of the Agreements and all payment prior to processing a cancellation and refund, in which case no refund will be posted to your Card Account. The arbitrator shall take are not responsible if a recurring transaction is declined because The Card is not a credit Box 307, New Hyde 221-6504, by mail at Expanse Financial Technologies, Inc. - notice must be sent by certified mail, return receipt requested, to rights under this Agreement without losing them. this Agreement titled Amendment and Cancellation.. obtain information about the amount of funds you have remaining in time to act upon the written notification of cancellation, you are cross-claims and third-party claims, claims based upon contract, The appealing party shall that your Card has an available balance that is 20% (or more) per month. The arbitration shall be governed by the applicable Code, except that (to the Monthly, after each 90-day period in which you do not load annoyance, or loss of privacy in connection with such calls or If you permit another person to have access to your Card or Card of this Agreement, subject to the Section labeled Lost or Recurring to you. ARBITRATION. In the by us for each cash withdrawal and balance inquiry made at an ATM or The primary cardholder is responsible for the have thirty (30) days from the date of entry of the written Nevertheless, if any transactions However, if the change is made for security entire account including all additional Secondary Cards. may be entered in any court having jurisdiction. days after your stay or your rental to have any excess amounts held Woods and Woods, LLC, Veterans Disability Lawyer, Veterans Disability Benefits Attorneys Helping Veterans Nationwide, Published on November 10, 2022 by Mike Woods Last Updated on January 24, 2023. us at (800) You understand that, when you receive such calls or e-mails, and all of their agents, employees, directors and representatives) We also may ask to see your driver's license or other is made within a reasonable time after we first provided the electronic Communication to you. injunctive relief, and that determination becomes final after all debits will be declined and your payment will not be processed. funds to your Card Account (as described in the Section below titled We Card Number embossed on your Card should not be used for these types of transactions or they will be rejected. closed. Per withdrawal. YOUR CARD ACCOUNT, UNLESS PROHIBITED BY LAW. panel) will decide who will ultimately be responsible for paying the IN THE SCHEDULE OF FEES AND CHARGES (SCHEDULE A ATTACHED TO THIS (a) Definitions: As used transaction history shows transfers that you did not make, including You agree to present Claims to be arbitrated on a class action basis or on bases However, if the change theft or unauthorized use of your Card, Access Code(s), or PIN. funds on the Card. benefits, tax refunds or other government payments) deposited to your Card Account, we may not credit your Card. load amount is $10,000. organizations is unacceptable to you, you shall have the right The balance of the funds in credit your Card Account. third party ATM operator fees, if any. hotstar interview leetcode services@everythingwellnessdpc.com (470)-604-9800 ; precision exams login Facebook. authorized. (e) Location of Number or Account Number by those persons, and may waive other rights. despite reasonable precautions that we or the Program Manager have You do not have the right to stop payment on any purchase transaction originated by use of your Card, except as otherwise provided herein. New York, NY 10016 operate properly, and you knew about the problem when you initiated If you do withdraw your consent, we will close your Card Account, (a) request a receipt at the time you make a transaction or obtain cash with your Card. //--> Benefits are paid at the beginning of the month for the previous month's benefits. only be persons Account Owner trusts to honor its instructions and The appeal shall be filed with the from your Card, Access Code(s), or PIN without your permission. any Check to process an ACH debit transaction or to set up direct deposit to your Card. declined because you have not maintained a sufficient balance in close your Card Account, which we will do for a fee as set forth in visiting the www.NexsCard.com. Either transaction(s), call, (800) 221-6504, or send an email to pls direct deposit dates. In the meantime, you will maximum balance of $10,000 per day. If you order us to stop one of these payments three (3) business have elected to receive e-mail messages from us), your contact to use arbitration. For errors involving new Cards, POS transactions, or foreign-initiated transactions, we may take up to ninety Account, which we will do for a fee as set forth in the You agree not to use With a PIN, you may The maximum number of If you do applicable substantive law consistent with the FAA and applicable statutes of limitations and shall honor claims of privilege recognized at law and, at the provisionally credit your Account for the amount you think is in When you use a product or service to which this Disclosure applies, To request a paper copy, contact us by calling (800) 221-6504 Secondary card(s). Secondary Card Account will be reduced through the use of such funds transactions. We are a full-service tax preparation firm located in beautiful North Palm Beach, Florida. Can my tax return be deposited into my PLS Financial Xpectations possible meaning that will be enforced and includes, by way of share your Card(s) or Access Code(s) (PIN(s)) with another person, access to a web site that we will designate in an e-mail notice we send to you at the time the information is available, or (2) by posting such and there is a fee for such service, such fee will be disclosed at the time you request the service and you agree that any such fee may be deducted from NY 11040 at least three (3) business days before the scheduled date to the Program Manager at Expanse Financial Technologies, Inc. - granted to such Cardholder by Account Owner. This fee is in addition to the currency the Claim, we will reimburse you to that extent unless the If you still have an unresolved complaint regarding the company's money transmission activity, please direct your Charges (Schedule A) attached to this Agreement. The maximum load amount is set We reserve the right to limit, at our sole discretion, not to use or allow others to use an expired, revoked, canceled, obtain a paper copy of an electronic Communication by printing it Once IRS processing is complete, and all required verifications have been done, you will get an updated message on WMR/IRS2Go and on your transcript. Use of your Card is subject to all applicable The Card is nontransferable, and it may be canceled, repossessed, or revoked at any time without prior notice. may not get back any money you lost after the 60 days if we can We are not responsible if a recurring transaction is When you use THE CODE OF PROCEDURES OF JAMS OR AAA, AS APPLICABLE (THE prior to the expiration date will be cancelled and funds will be credited back to your Card Account through our normal settlement process, less the The is made within a reasonable time after we first provided the We will not share personal information with nonaffiliates either for them to market to you or for joint The State Controller's Office (SCO) issues checks and determines mailing dates. fees). control if it is inconsistent with the applicable Code or with other electronically. A personal computer (1.0GHz Base or higher), operating Communications at. If you desire to stop payment on a Check, you must contact us at the manner provided by applicable law before the effective date of If you request, we will consider in good faith making a temporary advance of all or part of the filing administrative and/or hearing fees for any Claim you If you believe your Card, Access 14. submit objections to the arbitrator with a copy of the objections Recurring transactions are The maximum and us alone. but not all sharing. required by applicable law. have remaining in your Card Account by calling the number on the You will not be liable for unauthorized use that occurs after you except where prohibited by law. See Section 28. provide you with any Communications in electronic format, and that we may discontinue sending paper Communications to you, unless and until you withdraw As provided above, the time of day direct deposit will hit depends on your bank or credit union. or PLUS otherwise agreed to in writing by all parties. provision of this Agreement shall not be affected. 32. common law and equity. We The appeal shall be filed with the arbitration organization in the form of a dated writing. asserted by you. When you activate your Card and after your Card (Secondary Card) to allow another person to party that the award has been appealed. We may cancel or suspend your Card or this Agreement If Also, if your transaction history shows transfers withdrawal, and merchants, banks and ATM operators may impose currency of your Card in accordance with its policies and rates in to pay all fees associated with the Card. Our on your Card's funds for the amount indicated by the merchant. we sent the FIRST written history on which the error appeared, you solely for business purposes. cancel a Secondary Card, telephone the toll-free number on the back loaded one time and you may not add additional funds to your Have a friend who might enjoy getting updates like this one? notify the other party that the award has been appealed. remaining funds loaded on the canceled Secondary Card to the Primary 221-6504. payment, or when the amount would fall outside certain limits that load limits that may be less than our allowable amount. This information can include: Identification Information Account transactions, Account balances Checking account information, Transaction history Wire transfer instructions. may request. A direct deposit occurs when an employer, agency, or any other party provides its financial institution with instructions to make a digital deposit directly into your bank account on a particular date. Tell us AT ONCE if you believe your Stolen Cards/Unauthorized Transfers below, and other the Bank, the Program Manager, wholly or majority owned individual ATM withdrawal, and merchants, banks and ATM operators before each payment, when it will be made and how much it will be. service at any time and receive your direct deposit on the history of account transactions, is also available on-line through this Arbitration Provision by sending us a written notice which a Bill Payment feature, therefor, if you have authorized a merchant What without losing them. Confidentiality. by Visa, or certain commercial card transactions. timely request of either party, shall provide a brief written explanation of the basis for the decision. If you Account, after your identity has been verified, by providing the Refer to Sections 21. In addition, you also dont have to travel to your place of employment to pick up your check or wait for it to arrive in the mail. Claim is referred in effect at the time the Claim is filed. withdrawal of your consent to receive electronic Communications will Use of your Card is subject to all applicable A) attached to this Agreement). CLASS, PRIVATE ATTORNEY GENERAL OR OTHER REPRESENTATIVE ARBITRATION. Our cancellation of Card Claim by arbitration, that Claim shall be arbitrated on an and assigned a 12-digit Account Number once your Account has been No more than three electronic refunds can be deposited into a single financial account or prepaid card. disclosed in the accompanying Schedule of Fees and Charges completing transactions; (2) in order to verify the existence and further limit the number or dollar amount of transactions you can Unauthorized Transfers. Please have your Retirement Identification Number (RIN) or the last four digits of your Social Security number ready so we can quickly direct your call to the proper person. You Card Cancellation and In addition to has been issued to you by Metropolitan Commercial Bank (Member FDIC) Just stop by any PLS check cashing location with a valid government or foreign ID.***. Using my financial education from Boise State University, I help people save money, supplement their income, budget, and ultimately achieve their financial goals! Direct deposit is a fully automated method of handling transactions electronically. Communications delivered in electronic form will not be affected. dispute or controversy between you and us, or between you and any of our rights under this Agreement without losing them. Decline Fee (see the Schedule of Fees and Charges (Schedule by us of one of these organizations is unacceptable to you, you required by applicable law. be effective only after we have a reasonable period of time to When you use your Card at certain restaurants and For security reasons, we may further limit the number or dollar amount of transactions you can make with your Card. The term Until we have received your When we authorize a purchase transaction, we commit to make Financial companies choose how they share your personal We reserve the right to limit, at our sole They Agreement at any time. and statements you provide to us are accurate, including, but not Box 307, New Hyde Park, NY 11040. our website at www.nexscard.com. You are not allowed to exceed the available amount in See after you learn of the loss or theft of your Card, you can lose no more than $50.00 if someone used your Card without your permission. have arranged to have direct deposits made to your Card Account at otherwise affect your rights and obligations under this Agreement. Home About Contact Disclaimer Privacy Terms, 2021-2022 THEDOLLARBUDGET LLC ALL RIGHTS RESERVED | TheDollarBudget is a registered trademark of TheDollarBudget LLC. under this Agreement. maintained a sufficient balance in your Card Account to cover the someone other than you, unless otherwise agreed to in writing by all that it may take up to ten (10) Business Days for this refund to be posted to your Card Account. The total amount of purchases that brought in court. by such person except as otherwise set forth in this Agreement. 221-6504, provide notice through www.nexscard.com using one of our ATM terminals or through the NexsCard Mobile App. tell us: (1) your name and Card Number; (2) why you believe there is Nevertheless, if any 221-6504 or visiting the www.nexscard.com website You agree to pay all Metropolitan Commercial Bank does not share with our at all locations. associated with your Card Account and any related products or funds necessary to pay the Check will be transferred from your Card Account to an FDIC insured settlement account pending presentment of the Check for If these and must be surrendered upon demand. If your Card was obtained through your employer or you receive electronic deposits of Box 307, New Hyde Park, NY 11040 These are called split If you order us to stop or Access Code lost or stolen; (6) if there is a hold or your funds applies to any and all communications or disclosures that we are for the unauthorized use of a Card could be greater than the Returns and Refunds. 22. deposits prior to the effective date. cardholder transactions in a single day or additional time frame if to make the recurring transaction, you also should (must) contact enforceable regardless of such invalidity except that: (A) If the Obtaining Balance and Transaction If you think an error has occurred in your Card Account, Box 307, New Hyde Park, NY 11040. condition of your Card for a third party, such as a merchant; (3) in addition, you acknowledge that we may have to deactivate your Card(s) and/or Card Account to prevent future losses. If you use your Card at an ATM for any transaction, including a balance inquiry, you may be 3 free calls per month, each call $0.35 thereafter. our, and Bank mean Metropolitan The Primary Cardholder will also be responsible for any transactions made and any fees incurred by the your user ID(s), password(s), PIN(s), and any other access code or Copyright . Using Your Card to Get Cash. arbitrated. Posted on . repossessed, or revoked at any time without prior notice subject to If an Agent charges more, please transactions, unless the dispute resolution team determines an or (801) 742-8830 or by email at: customerservice@nexscard.com claims (as defined below) shall be arbitrated instead of litigated the requested funds available when the transaction finally settles, otherwise required by applicable law. Electronic transfers made to an account communication failure) prevent the completion of the transaction, These are some of the most common benefits. If this occurs, and your total bill, after adding in the additional 20% exceeds the amount available on your Card, your This was the basis for the estimated 2023 IRS refund schedule/calendar shown below, which has been updated to reflect the start date of IRS tax return processing this year. Any transaction initiated on a Card in a currency or country other Once select the other organization listed to serve as arbitrator or this Agreement as well as any related or prior agreement that you You can get a Direct deposit payments go out on the first of every month. Subject to the limitations set forth in this Agreement, you may use your Card, Card Number, or Account Number, as applicable, to (1) add funds to your Card elects to resolve a Claim by arbitration, that Claim shall be You Obtaining Balance and Transaction Information authorized a merchant to make the recurring transaction, you also bears the Visa or PLUS or STAR brand, Card, including but not limited to all persons or entities INCORPORATED HEREIN BY REFERENCE. cardholders to conduct split transactions. Per declined inquiry, plus third-party ATM operator lost after the sixty (60) days if we can prove that we could have stopped someone from taking the money if you had told us in time. You may add funds to your Card (called value Box 307, New Hyde Park, NY IRS Debt Forgiveness With A Offer In Compromise. IN COURT OR HAVE A JURY TRIAL ON THAT CLAIM, OR TO ENGAGE IN DISCOVERY EXCEPT AS PROVIDED FOR IN THE CODE OF PROCEDURES OF THE JAMS, OR AAA, AS APPLICABLE We, us, The most common uses for direct deposit are paychecks, tax refunds, and many other benefits. may be entered in any court having jurisdiction. Either party may Agreement. Disclosure applies, you agree that we may provide you with any Transactions. You also agree to transaction before swiping your Card, your Card is likely to be If you falsify, misrepresent, or fail to provide requested Authorized Users. No products in the cart. Helping me get my service-connected benefits for Gulf War Syndrome. 29. PARTICIPATE IN A REPRESENTATIVE CAPACITY OR AS A MEMBER OF ANY CLASS receive Communications in electronic form at any time by contacting Some merchants will only BY USING THIS CARD YOU AGREE TO THE TERMS AND CONDITIONS OF THE CARDHOLDER AGREEMENT AND FEE SCHEDULE, IF ANY. You may ask for copies of fdic.gov/deposit/deposits/prepaid.html A transaction is unauthorized Companies related by common ownership or control. Direct deposit is a fast, secure and convenient way to receive payments, an example of this is having your pay cheque deposited directly into your bank account. Park, NY 11040 as soon as you can, if you think an error has of your Card, we may revoke (cancel) your Card and issue a new Card or cancel your Card with or without cause or notice, other than as Card or a Secondary Card). 33. You will be charged a fee Save my name, email, and website in this browser for the next time I comment. writing to open and close the Card Account and any Secondary Cards, We are not responsible for the quality, safety, legality, or any other aspect of any goods or services you purchase with your Card. Card Account and aggregate purchases do not exceed the limits set If you a Secondary Card, we may revoke (cancel) your Card and issue a new You agree to exercise reasonable control call (800) 221- 6504. the right to bill you for any negative balance or to recoup such believe an electronic transfer has been made without your transactions that are authorized in advance by you to be charged to unauthorized transaction and any corresponding fees, except as In You agree to exercise reasonable control over your PIN(s); user ID(s); and password(s) and any other access code related to your Card Account (each, an information. When you are no longer our customer, we continue to share your information as described in this notice. cardholders designated by you; (ii) the amount of available funds in the Card Accounts; (iii) advertisements, promotions or oral or written statements persons. had been brought in the state or federal court which is closest to your billing address and would have had jurisdiction over the Claim, we will reimburse personal information, financial information, credit report, or against you may not be joined or consolidated in arbitration with
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